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Design and development in one team
Product thinking, UX, visual design and the build stay with one senior team, with no handoff between a design shop and a separate dev shop.
Startups · Malta
Design and development for Malta's fintech, iGaming and crypto startups.
99 Francs is a senior design and development studio for founders. We design and build MVPs, websites and product interfaces, including crypto, trading and finance products like CryptoCrush and the Polymarket Trading System. We are online for most of the Malta working day, and there is no deposit: you pay when the work is done and working.
Fixed USD prices, paid when it works: MVPs from US$5,000, landing pages from US$1,500, websites from US$3,000. No deposit.
Free estimate · No obligation · Reply within one working day
- MVP from US$5,000
- Landing from US$1,500
- Website from US$3,000
- No deposit
4crypto, trading andfinance products
Malta150+
shipped projects
$32M+
raised by clients
9,000+
tasks delivered
Direct answer
Who designs and builds products for Malta startups?
99 Francs is a senior design and development studio that works with founders remotely and is now opening to Malta's fintech, iGaming and crypto startups. The team built CryptoCrush, a crypto match-three game taken from an idea to a Telegram Mini App in about three weeks of active development, and the Polymarket Trading System, a Python and Rust trading engine with sub-20ms latency, and designed the StakerTaker crypto investment platform in three weeks. MVPs start from US$5,000, and a tightly scoped first release takes two to three weeks. There is no deposit: a landing page or website is paid once at the end, an MVP at the end of each phase.
How payment works
No deposit. You pay when it works.
Most agencies start with an invoice. We start with work. A landing page or a website is paid in one payment at the end, once you have seen it working. An MVP or a custom product is split into phases with a fixed scope and price, each paid when you accept it.
US$0
upfront, on every build
One build, start to finish
- Fixed price
We agree the price
A fixed price for the page or the site, before any work starts.
- You pay US$0
We build it
No deposit. The build runs at our own risk.
- Your call
You check it working
On a staging address, with revisions until it is right.
- Invoice
You pay, once
One payment at the end, once it is delivered and working.
One payment at the end, or fixed-price phases
A landing page or website is paid once, when it is done. For an MVP, before each phase starts we agree exactly what it delivers and what it costs. No open-ended billing, no surprise invoices.
No upfront payment
There is no deposit. We start at our own risk: our only path to revenue is work you actually want to pay for.
Pay at the end, once you are happy
You review the working result (design, pages, code) and pay only when you are satisfied with it. If you are still not satisfied after revisions, you owe nothing for that work.
Honest exits
On phased builds either side can stop between phases, and you keep everything produced so far. No lock-in.
Services
What we build for founders.
MVP in 2–3 weeks
From idea to a working product you can show investors and first users, scoped so the first release ships fast.
Explore MVP builds →Web design
Sites and product screens that look trustworthy to users, partners and investors from the first visit.
Explore web design →Web development
Fast, editable sites and web apps on a modern stack, with a CMS your team can run without a developer.
Explore web development →AI SEO & AEO
Get found on Google and named in ChatGPT, Perplexity and Gemini answers when founders and users search.
Explore AI SEO & AEO →What you get
One senior team from the first screen to a product you can put in front of users.
Design, build and launch stay in one line, so the product keeps its shape from the first flow to the live release.
Interfaces for complex products
Dashboards, onboarding, account and transaction screens that stay readable when the product carries real data and many steps.
Room for your compliance steps
Flows planned so verification, consent and approval steps can be added where your compliance team needs them, without redesigning the product.
Findable in Google and in AI answers
Every build ships with a technical SEO baseline plus GEO/AEO groundwork: structured data, direct-answer content blocks and an llms.txt file.
What it costs
Fixed prices, agreed before we start.
MVP
A working first release to show investors and first users. A tightly scoped one takes two to three weeks; built in fixed-price phases.
from US$5,000
Get a quoteLanding page
One focused page for a launch, a waitlist or a campaign. Paid once, when it is live.
from US$1,500
Get a quoteMarketing website
A multi-page site with a CMS your team can edit; the price scales with page count. Paid once, at the end.
from US$3,000
Get a quoteCustom web app
Dashboards, onboarding and product interfaces with custom logic, built in fixed-price phases.
from US$5,000
Get a quotePrices are fixed before work starts. A landing page or a website is paid in one payment at the end, once it is working; an MVP or a custom web app is paid at the end of each phase. There is never a deposit.
Best fit
A good fit when you are building a product, not just a brochure site.
You're in Malta, and our working day covers yours
We are online for most of the Malta working day, work async by default and keep time free for calls any day of the week.
You're building in a regulated market
Fintech and gaming teams in Malta answer to the MFSA and the MGA. Licensing and compliance stay with your legal and compliance advisers; we design and build the product around their requirements, so onboarding, verification and dashboards stay clear as the checks your licence asks for are added.
You need a first release, fast
A tightly scoped MVP takes two to three weeks. CryptoCrush went from an idea to a Telegram Mini App in about three weeks of active development, including the game design and native iOS and Android builds.
You've been burned by an agency before
The outcome-based model removes the usual risk: no deposit, a fixed price agreed up front, one payment at the end for a landing page or website, and on larger builds fixed-price phases you can stop between, keeping everything produced so far.
You want to be found, not just built
Every build includes technical SEO and GEO/AEO groundwork, so AI search engines can answer questions about your product, not just Google. For ongoing visibility work, see our AI SEO & AEO service.
Process
From first call to live product.
Scope, design, build and launch, each with a fixed price, so you always know what the next step costs.
Scope the work
A short call or email thread. We agree what the first release must do, its fixed price and its timeline. No deposit.
Design
User flows and screens for the product, so you see and approve the direction before any build starts.
Build
The product, site or web app, with the integrations it needs and a technical SEO baseline.
Launch and iterate
QA across devices, launch and handoff notes, then further phases only if you want them.
Related work
Crypto, trading and finance products we've designed and built.
Real case studies, each with its own page: a crypto game, a trading system and a crypto investment platform.
Game design · iOS · Android · Telegram
CryptoCrush · match-three game
Match-three game for a Cape Town founder who arrived with only an idea: wireframes and the full game design, native iOS and Android builds to prove the mechanics on real phones, then a TypeScript Telegram Mini App with a real server, leaderboard, ads and an admin panel, in about three weeks of active development.
Read the case →
Algo trading
Polymarket Trading System · algo & market-making
Custom automated trading and market-making system on Polymarket. A Python quant engine with a low-latency Rust execution core, a React dashboard, backtesting, and a safe virtual-to-real rollout.
Read the case →
Web app design
StakerTaker · crypto
Crypto investment platform with redesigned key screens to make complex analytics more accessible. Investment dashboard with APY charts, personalized alerts, and automated tracking.
Read the case →Malta startups FAQ
Questions founders ask first.
MVPs start from US$5,000, landing pages from US$1,500, marketing websites from US$3,000 and custom web apps from US$5,000. The price is fixed before work starts. There is no deposit: a landing page or website is paid once at the end, an MVP or web app at the end of each phase.
No. Licensing and compliance stay with your legal and compliance advisers, and we do not give regulatory advice. We design and build the product so their requirements fit in: onboarding and verification flows, clear account and transaction screens, and admin tools, with room for the checks your licence asks for.
Yes. We built CryptoCrush, a crypto match-three game shipped as a Telegram Mini App, and the Polymarket Trading System, a Python quant engine with a Rust execution core and sub-20ms latency. We also designed the StakerTaker crypto investment platform and Open Company Search, a credit-scoring and company analytics platform.
A tightly scoped first release takes two to three weeks. CryptoCrush went from an idea to a Telegram Mini App, with native iOS and Android builds on the way, in about three weeks of active development. You see the first working result early, and each phase has its own fixed scope and price.
No. There is no deposit and no upfront payment. A landing page or a marketing website is paid in one payment at the end, once it works and you are happy with it. An MVP or a custom web app is split into phases with a fixed scope and price, paid at the end of each phase.
Yes. Technical SEO, structured data and answer-ready content blocks are part of every build, so the site is ready for Google and for AI search from day one. We also offer AI SEO and AEO as a dedicated ongoing service.
Get a fixed quote
Tell us what you're building. We'll reply with a fixed estimate within one working day.
Malta · Fintech · iGaming · Crypto · MVP · No deposit. If we need more detail first, we reply with the two or three questions we need answered.
“I read every brief myself and reply within one working day.”Alexander, founder
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Nothing is paid until it is done and working.